Effective 5 October 2026 · Version dcf-terms-2026-10-05-v1
Permitted use
Each purchase is for one user. You may edit the workbook privately and use it for your own professional analysis. You may share your analytical outputs, including in professional or client work. You may not share or resell the source workbook, a modified workbook, a reusable copy of it, or your download-access link. This purchase does not provide editable workbook access to a team or to your clients.
After access ends
Downloaded Excel files remain usable after your 12-month access period ends.
Read the complete purchase terms for your access scope, refunds and delivery details.